Investment growth
See what regular investing could grow into, and how much fees and inflation take out of it.
Portfolio value after 25 years
£358,185
That is about £193,202 in today's money at 2.5% inflation.
You pay in£160,000
Investment growth£198,185
Share of the pot from growth55%
Lost to fees£22,878
Portfolio valueValue in today's moneyMoney you paid in
Show as a table
| Year | Paid in | Portfolio value | Today's money |
|---|---|---|---|
| 0 | £10,000 | £10,000 | £10,000 |
| 1 | £16,000 | £16,712 | £16,305 |
| 2 | £22,000 | £23,801 | £22,654 |
| 3 | £28,000 | £31,286 | £29,052 |
| 4 | £34,000 | £39,191 | £35,505 |
| 5 | £40,000 | £47,538 | £42,017 |
| 6 | £46,000 | £56,352 | £48,593 |
| 7 | £52,000 | £65,661 | £55,238 |
| 8 | £58,000 | £75,490 | £61,958 |
| 9 | £64,000 | £85,870 | £68,759 |
| 10 | £70,000 | £96,831 | £75,644 |
| 11 | £76,000 | £108,406 | £82,621 |
| 12 | £82,000 | £120,630 | £89,695 |
| 13 | £88,000 | £133,537 | £96,871 |
| 14 | £94,000 | £147,168 | £104,155 |
| 15 | £100,000 | £161,562 | £111,553 |
| 16 | £106,000 | £176,762 | £119,071 |
| 17 | £112,000 | £192,813 | £126,716 |
| 18 | £118,000 | £209,763 | £134,493 |
| 19 | £124,000 | £227,662 | £142,409 |
| 20 | £130,000 | £246,564 | £150,471 |
| 21 | £136,000 | £266,524 | £158,685 |
| 22 | £142,000 | £287,602 | £167,058 |
| 23 | £148,000 | £309,860 | £175,597 |
| 24 | £154,000 | £333,364 | £184,309 |
| 25 | £160,000 | £358,185 | £193,202 |
- Contributions go in at the end of each month and returns compound monthly.
- Fees come off the return, so your net return is the yearly return minus the fees.
- Returns are the same every year. Real markets rise and fall, so this shows one possible path.
- Today's money divides the result by compounded inflation. No tax is applied here.